About Me
I’m Frank Garay, President of Lulu Capital, and founder of Cannabis Funding AI. With over 40 years in lending, I’ve built a cannabis-specific platform that helps operators finance cultivation facilities, dispensaries, warehouses, and processing labs—fast.
We offer:
✅ Bridge Loans, Bank Loans, Credit Union Options
✅ Financing for Purchase, Refi, Expansion, or Cash-Out
✅ Loan Sizes: $300K–$25MM
✅ Available in All Legal Cannabis States
Whether you’re expanding to a new location, refinancing to pull equity, or building a new grow site—our team can move fast.
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